Retirement planning is a way to ensure that you can generate an income that supports the kind of lifestyle you…
Explained: Your 3 main options when accessing your pension for the first time
If you’re saving into a defined contribution (DC) pension, you can choose how you access the money. You’ll also be…
Before you increase pension withdrawals as the cost of living rises, here’s what you need to consider
As the cost of living rises, you may be considering increasing how much you withdraw from your pension. While it…
Why saving your pension could reduce a potential Inheritance Tax bill
When you start thinking about how you’ll create an income in retirement, it’s probably your pension that comes to mind.…
3 outdated pension “rules” modern retirees may need to reassess
If you’re planning your retirement and aren’t sure where to start, you may have come across “rules” to follow. While…
Why September’s inflation rate could deliver a bumper boost to your State Pension
For months, you’ve probably heard about the cost of living crisis and how it means your budget needs to stretch…
Should you voluntarily pay National Insurance contributions to boost your State Pension?
The State Pension is often an important part of your retirement income, so should you top up your National Insurance…
1 in 10 accessing their pension do so to pay off debt. Here’s what you need to consider
While lifestyle expenses are the most popular reason for accessing a pension, a survey suggests that a significant number of…
Typical worker approaching retirement is 58% short of their pension goal. Are you saving enough?
Figures suggest that workers nearing retirement could find they’re facing a significant income shortfall later in life. Understanding how your…
Pension drawdown: Are you taking a sustainable income?
Flexi-access drawdown can provide retirees with more freedom to create an income that suits their lifestyle. However, Financial Conduct Authority…